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                    Life is a trust from God. We are to be good stewards of God-given time and to manage time well by making wise choices. Time management can be learned.
                
                    
                        [I have taken the main points of this sermon from Rick Warren’s sermon on MANAGING YOUR TIME - Growing Through Goal Setting, Part 3, June 2-3, 2006, and added some of my personal thoughts.)
NIV: Be very careful, then, how you live-not as unwise but as wise, making the most of every opportunity,
                        
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                        Independent/Bible