Mastering Your Money Series

Jesus realizes that most people struggle with managing money -- that’s why He devoted much of His teaching to this critical area of life. He dealt with money matters because money matters. That reminds me of the old Jack Benny skit. An armed robber approaches Benny and demands, “Your money or your life!” Benny hesitates and says nothing. Finally, the robber says, “Well, what will it be?” To which Benny replies, “Don’t rush me, I’m thinking about it!” Your money is really your life.

Sermon on the Amount

While Jesus taught on many different topics, his most famous message is called the Sermon on the Mount, found in Matthew 5-7. I’m sure there were some cynics who were listening to Jesus that day. They probably wondered who this new teacher was. They may have been turned off by religion. But, as they listened, their cynicism turned to interest. They were impressed with His insight and His practical teaching. He covered many of the subjects of life: how to treat others, how to forgive, how to handle lust, how to handle worry, the importance of keeping your word, and the difference between true and false prayer.

Eventually he came to the subject of money. That really shouldn’t surprise us because money is a big part of what life is all about. We work for money, we live for money, we think about money, we wish we had more, and worry that we don’t have enough. Please turn in your Bibles to Matthew 6:19-24. In this passage, Jesus challenges us with the question, “Where is your treasure?” He helps us find the answer by giving four tests.

1. The Durability Test. The first test is found in verses 19-20 and asks the question, “How long will it last?” Verse 19 is a negative command: “Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal.” Verse 20 is the positive: “But store up for yourselves treasures in heaven…”

The first word that leaps out at us in these verses is the word “treasures.” Jesus did not say, “money” because while everyone does not have a lot of cash, we all have things that we treasure. Our treasure may be a home, a car, a computer, our clothes, or even a position that we hold or seek after. While Jesus is not saying that it is wrong to have treasures, He is telling us that our focus should be on laying up treasures in heaven, not on earth.

The first life-skill that Jesus wants us to develop is to stop living just for today. This command is in the present tense. It literally means to “stop storing up.” We’re to stop doing something that by nature we’ve been doing for most of our lives. Jesus knows that our natural, inborn desire is to accumulate things.

That doesn’t mean that we can’t have material possessions, or own property, or save for the future. The key lies in the little phrase, “for yourselves.” Jesus is forbidding the selfish, self-centered accumulating of goods as the major end of life.

Two things happen to the things we own. First, they decay. In ancient times, wealth was measured in part by clothing. Garments represented a considerable investment. The best clothes were made of wool. No matter how beautiful the clothing, moths would often attack and chew right through the garments. Coupled with the attack of the killer moths, rust would corrode and consume things of value.