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I Desire Mercy Not Sacrifice
Experiencing the mercy of God in our lives
Ready & Faithful
Looking to Jesus for help now and hope in the future
Why Suffering?
Help your church understand God's plan in pain
Just 17% of churches teach financial management. Is this an under exploited spiritual outreach opportunity? (The Foster ...read more
Tags: Money
Gen-Xers carry roughly 78% more debt than their boomer predecessors. (The Foster Letter ...read more
Teens spend an average of $32.68 on every visit to the mall. (Foster letter ...read more
The average American bought 4 books last year. (Foster Letter ...read more
The nation’s 23 million teens spend nearly 4100 billion annually—that’s more than $4,000 each. (Foster ...read more
A Federal Reserve survey released on 1/15/00 reports that U.S. families median net worth jumped from $60,900 in ’95 to $71,600 in ’98, the survey’s latest year. A rise of nearly 18%! 48.8% of families owned stock in ’98, up from 40.4% in ’95. The median net worth of households with incomes of ...read more
Life-stages Drive Consumer Patterns: Life-stages; turning points in life, a period of sudden, perhaps dramatic, change that requires new skills and a new frame of mind¾influence buying and giving patterns particular-ly among boomers. Key life-stages are fairly predictable; birth, childhood, ...read more
Scripture: Deuteronomy 6:1
Clergy Wages Above Average: The average weekly wage for most Americans is $519 while the average wage for clergy is $647. Rabbi’s earn between $45-$75 pr year, Protestant ministers usually earn at least $30,000, and Diocesan priests average $11,000. Approximately 980,000 clergy serve ...read more
Cash Bonuses Being Replaced: More businesses are awarding merchandise, travel and other more memorable incentives than cash bonuses. Cash lacks “trophy value” and is typically spent ...read more
Prices Rising Throughout corporate America the ability to hike prices is on the upswing. After years of price resistance, consumers seem willing to accept some price increases. Everything from airlines and meat packers to hotels, paper makers and drug ...read more
37.5% of young families with children are living on or near poverty incomes, compared with 14% of all families. (Foster ...read more
Between 50% to 60% of U. S. adults play state lotteries, spending over $28 billion annually (Foster Letter ...read more
57% of Americans say they’ve bought a lottery ticket with the past 12 months. (Foster Letter ...read more
Income Of America’s 72 million families, 74% earn less than $75,000 and 45% between $30,000 and $75,000, the middle-class ...read more
Excluding the self-employed, the average U.S. worker earns $16.17 per ...read more
According to Credit card tracker CardWeb.com, the average household owed $8,123 on credit cards in ’00, up from $3,223 in ’91. ...read more
Parents spend an estimated $424 on back-to-school purchases, according to a 2000 American Express survey. Teenagers contribute an additional $124. ...read more
Wal-Mart sells 23% to 25% of all shampoo sold in the U.S. (Foster Letter ...read more
Average daily expense per nursing home resident is now $118. (Foster Letter ...read more
About 46.3 million former students owe a total of $150 billion in college loans. (Foster letter ...read more
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