"We become vulnerable when we love people and go out of our way to help them."

That’s what the wealthy industrialist Charles Schwab declared after going to court and winning a nuisance suit at age 70. Given permission by the judge to speak to the audience, he made the following statement:

"I’d like to say here in a court of law, and speaking as an old man, that nine-tenths of my troubles are traceable to my being kind to others. Look, you young people, if you want to steer away from trouble, be hard-boiled. Be quick with a good loud no to anyone and everyone. If you follow this rule, you will

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