INTRO
He was a man that feared the Lord
Just because you love God doesn’t mean you won’t have lack
Pay your debt
Live on the rest
It’s always a challenge to deal with finances
o Whenever I deal with it while I am trying to help some not to make a mistake
o Those who have already messed up get mad
Example – divorce
o Some aren’t in the ditch
o Some are out of the ditch
o Some are heading toward the ditch
o I want to talk about the ditch
I realize the playing field is not level
The rules are different in different economic levels
o Rules change as you move from level to level
Example – language
People who constantly live in lack USE language different and different language than CEO’s
Rules – are different
o If you were a Kennedy you could sleep until noon
Body value is different
o Low levels of economy have a tendency to use your body to get over
Mentality is different
o What changes in the mind
o Will change in time
o If you have a poverty mindset – money won’t help you
o You will continue to bring your life back to the place of your mindset
o If you can’t handle $100, you can’t handle $1 Million
I’ve watched some get saved and right away give
Tithe
Talent
Time
Others been saved 20 years. And I still can’t change their mind
Faith will change your mind
Generosity
Stingy
Lack is based on 3 things
1. Mismanagement
2. Entitlement
3. Victimization
1. MISMANAGEMENT
• Almost every parable that Jesus teaches
• Has to do with people mismanaging what God has given them
• The Bible teaches that if you mismanage what God gave you
• You’re not allowed to ask for more!
o I mismanaged – haven’t asked for more
• This takes responsibility off the devil
o And on you
• The good news is that if mismanagement is creating lack
• Then appropriate management can end your lack
o Attack your lack
o Make a plan
o Stop casting out devils
o Men, let your wife be a help mate
EXAMPLE: If your utility bill is too high because you leave the front door open
Then stop yelling at the devil and close the door!
• Management of money changes based on where you’re at!
• And where you’re trying to go
EXAMPLES
2. ENTITLEMENT
• Walking through life acting like the world owes you something
EXAMPLE: When my mom was on welfare & food stamps
She never acted like the world owed her
She took it as a leg up! She paid tithes on her food stamps
• Quit waiting for someone else to get you through
We have particular target
Even the church
The church isn’t a bank
Waiting for someone to see how bad you had it and give you their:
o Car
o House
o Money
It won’t happen
When you realize that you don’t deserve anything but have access to everything
Then you can be blessed
3. VICTIMIZATION
• I was a victim
• I never learned about abundance
• Don’t walk around through life with your theme song being gloom despair and agony on me.
• Victim mindset trying to tell everyone how bad you have it.
• Thoughts from our text
o There is situational lack and
o There is generational lack
Situational Lack came from an unforeseen situation
• Economy
• Layoffs
• Real estate down turn
EXAMPLE ROC Church
Built, Borrowed
Then economy, etc.
• If the situational lack is not taken care of
o Don’t let situation become a stronghold
• If the situational lack is prolonged
o It grows roots
o Establishes ground
o Becomes a mindset
• Then the situational lack becomes a generational lack
2 Kings 4
• Situation – Father died (life insurance ) for my natural and church family
• The creditors are coming
• Generational – now the boys will be enslaved to work out of the hole the father’s situation put them in.
o Remember, the playing field isn’t always level.
o Got a loan at 15, couldn’t go to college
• Go borrow (verse 3)
Owe no man means; pay your bill on-time
Note; borrowing isn’t always bad
Good debt vs. bad debt
This borrowing was going to make her money
If you could buy a $200,000 house for $75,000
• Go borrow the money
Don’t go borrow money to buy a couch because relatives are coming over
With no payments until 2010
• The couch will be dead
• And you will have paid for it 3 times
• She got many jars
• Sold the oil – Paid the bills
Find a way to pay bills
Consolidated loans
• Explain – don’t take the extra and squander it
She lived on the profit
Profit – what’s left over
• 10% tithe
• 10% Save
• % Bills
• % live on
• She broke what could have been a generational lack by attacking her situational lack
Characteristics of a Lack Mentality
1. Material Universe vs a Quantum Universe
Material Universe
o Lack thinking says if I can’t:
Wear it
Drive it
Eat it
• It’s not important – A material world
o Rather look successful than be successful
Quantum Universe
o Information
o Time
o Relationships
o Influence
The impoverished mind bases everything on the material world
So I will spend $100 on a pair of tennis shoes
But not give to the church
o Got to a seminar
o Buy a book
o Buy a lunch
2. A Now vs a Later Mentality
The inability to delay gratification
The inability to plant and wait for harvest
Debt comes because we have to have it now!
Can never get to where you want to go (future) because you are
still paying on the past
Always have to settle for lesser things that you can have now
o For greater things you could have if you waited
This isn’t heaven or hell – eternity
This is abundance life
• Or lack
o Cash your check versus deposit your check
o Payday loans of $700 (which is the maximum amount) costs $95 (14%) must pay back within 7-14 days. Max APR is 15%
o 14%
The oppressor of the poor is his poverty
Pay more for food
• Buying at corner market
Pay more to live
• Rent vs. buying
Pay more on credit card interest than we do on tithe!
o They can charge 15%
o But don’t let the church ask you to tithe
o I got tired of acting like I knew what they were talking about
EXAMPLE: traded in my ’65 Mustang
They added my trade in
o I decided I didn’t need to act like I knew
o Call letter man
o Conjunction Junction
And teach me!
3. Matriarchal vs Patriarchal Family System
Mama Rules!
One of the things that contribute to turning a situational lack into a generational lack is the absence of a father
The stats don’t lie
• Prisoners - 95% from fatherless homes
EXAMPLE: Robbing the Big Star Bank
4. Entertainment vs Education Mentality
Lack mentality will invest more in entertainment than education
90% of the homes in America that cost over $1 million have a library
Sports
Movie
Concerts
• Again, I know people who’ve been sitting under my teaching for years
• That will go to the movies
o $10 per ticket
o $10 per popcorn
o $10 per pop
o $50 dinner
o No tithe
o Get mad when I try to educate them about tithe
5. Quantity vs Quality Mentality
Whole lot of something because I got it cheap
Buffet eating / country club
EXAMPLE: White dress shirts
6. Fate vs Choice Mentality
Lack believe in fate
Abundance believe in choice
When its payday you don’t see a bunch of CEO’s waiting in line to buy lottery tickets.
I was always wondering who sent money to these late night preachers that send you…
…a mustard seed
…soap to wash off curse
…water from the Jordan
Fate mindset people
7. Consumption vs Production
Always consuming more than you produce
o If what’s in your hand…
Consumer vs Contributor
o Adam & Eve
The prophet asked the woman to produce
8. Fighting vs Fixing Mentality
Lack mindset wants to fight
o I’m going to give them a piece of my mind
Bike Giveaway
9. Stingy vs Generous
You can have a lot and have a lack mentality
Never pay – never give – always comparing
The guy that never paid
10. I Have Enough to Pay My Bills
I have all I need.
