Queen Mary made it her practice to visit Scotland every year. She was so loved by the people there that she often mingled with them freely without a protective escort.

While walking with some children one afternoon, she went farther than she had planned. Dark clouds came up unexpectedly, so she stopped at a nearby house to borrow an umbrella.

“If you will lend me one,” she said to the lady who answered the door, “I will send it back to you tomorrow.”

The woman didn’t recognize the Queen and was reluctant to give this stranger her best umbrella. So she handed her one that she intended to throw away. The fabric was torn in several places and one of the ribs was broken.

The next day another knock was heard at the door. When the woman opened it, she was greeted by a royal guard, who

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