Contributed by Clark Frailey on Nov 10, 2002
based on 3 ratings
| 2,142 views
ILLUSTRATION: If only Interest Rates were so good.
Before you whip out that plastic, remember, most people don’t handle these little debt detonators very well. The fact is, nearly 75 percent of Americans who use credit cards make only the minimum payment each month. At that rate (minimum
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Contributed by Clark Frailey on May 3, 2002
based on 50 ratings
| 4,337 views
Gordon MacDonald, --> "Repentance is not basically a religious word. It comes from a culture where people were essentially nomadic and lived in a world with no maps or street signs. It’s easy to get lost walking through the desert. You become aware that the country side is strange. You finally
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Contributed by Clark Frailey on Dec 19, 2000
based on 119 ratings
| 3,811 views
Pastor Vsevolod Lytkin from Siberia, recently spoke at a church in Minneapolis, Minnesota during a US visit. He described his personal journey to faith in Jesus Christ. Listen to his struggle:
His parents were atheistic university professors at a local university who raised their son to “think
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Contributed by Clark Frailey on Dec 19, 2000
based on 139 ratings
| 3,767 views
There’s a story I heard once, about an man who was trying to cut costs, so he began to gradually substitute sawdust in the oats of his mule. Everything was fine for a period, and the animal was satisfied with sawdust. Then he died. We see the same in spiritual life. We exchange truth
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